Senior Commercial Loan Officer

The Senior Commercial Loan Officer is responsible for soliciting, negotiating, underwriting and coordinating the closing of real estate and commercial loans in compliance with the Bank’s lending policies and procedures.  Additionally, the Senior Commercial Loan Officer develops business checking and deposit relationships with customers and promotes business for the Bank by maintaining good customer relations. 

Primary Responsibilities

  • Engages in business development activities and solicitation of new business.
  • Interviews prospective applicants and requests specified information related to loan or credit application; corresponds or re-interviews applicants to resolve questions regarding application information.
  • Performs pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
  • Gathers and analyzes all information necessary to present a financing request to senior management or Director Loan Committee for approval; meets with existing or potential customers; visiting sites of loans; negotiates loan terms and conditions; refers and recommends approval to the Chief Credit Officer, CEO, and/or Director Loan Committee.
  • Coordinates processing of approved loans; ensures loans are processed according to agreement, client needs and conform to Bank lending policies; obtains sufficient information and/or documentation from clients; solves problems relative to processing and servicing of loans within his or her portfolio; approves loan disbursements in accordance with agreements.
  • Ensures proper collateral position is achieved.
  • Negotiates, underwrites and processes renewals of credit facilities.
  • Approves loan payments, draws from lines of credit, and fund transfers within specified limits.
  • Contributes to the overall profitability of the Bank.
  • Represents the Bank in various civic, community development, and CRA functions to further enhance the Bank’s image and develop additional business; assists the Bank in establishing and maintaining market position in the financing arena.
  • Updates and corresponds with legal counsel and collectors on workouts, bankruptcies, and charge-offs to ensure all possible precautionary actions or measures are taken.
  • Directly responsible in meeting annual deposit and loan growth goals assigned by senior management.
  • Monitors assigned loan portfolio and follows up with clients to ensure adherence to financial covenants.
  • Develops and maintains knowledge of Bank policy, financial industry, client industries, the general economy, market conditions, rates, vendors and competition; uses this knowledge to improve the renewal and loan servicing process.


  • Bachelor’s degree or equivalent from an accredited college or university and five (5) years or more related experience and/or training; or the equivalent combination of education and experience.
  • Work related experience should consist of:
  • An in-depth background in commercial lending, including: soliciting, negotiating, underwriting and closing of commercial loans.  Experience in SBA lending a plus.
  • Financial analysis, bank operations, and compliance.
  • Demonstrated ability to analyze various financial statements, tax returns, cash flow, and business operations.
  • Comprehensive working knowledge of Bank products, services and regulations and statutes associated with banking service and commercial loans.
  • Working knowledge of Bank policies and procedures, and the Bank’s products and services
  • Advanced experience, knowledge and training in all lending activities and terminology.
  • Advanced knowledge of commercial, construction, and real estate loan processing.
  • Ability to develop marketing and business development skills with clients.
  • Exceptional oral, written and interpersonal communication skills.
  • Exceptional organizational and time management skills.
  • Ability to work with no supervision while performing duties.

As a premier community bank, we realize that our success is the result of the hard work and dedication of our people.  We believe that embracing change, empowering our employees, and building a positive team environment are the foundation in achieving even more success with limitless possibilities.

Job Type: Full-time

Apply now by mailing your resume to First Security Bank of Nevada, 9130 W. Russell Road, Suite 300, Las Vegas, NV 89148 or by emailing it to .

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